Ask Rusty:

I’ll be 70 next New Year’s Day. When Should I Apply for Social Security?Dear Rusty: I was born on January 1st, 1958, so I believe Social Security considers me to be 70 as of December 2027. I’m planning on filing when I turn 70 to maximize the payment. I’m not sure if I should start in December, with the first payment in January 2028. Or should I start in January ...