Ask Rusty:

Advisor at the AMAC Foundation, the non-prof it arm of the Association of Mature American Citizens

Dear Rusty: I’m ready to apply for my Social Security benefits, and I’m aware of how my benefits are calculated. What I would like to know about is how the application process actually works and how my benefits are received. Signed: Ready to Collect Dear Ready to Collect: Essentially, you have two mai…