Ask Rusty:

When Should My Wife File for Spouse Benefits?

Dear Rusty: My wife is 66 (born February 1960) and started taking Social Security retirement benefits just over one year ago at age 65. She was a stay-at-home Mom for most of her adult life. I turned 62 this past March, filed for benefits, and received my first SS payment recently for a May 2026 start. We are scheduled to meet with SSA in late July to i…